Loans
ACCESS Credit Line
Set up overdraft protection with an ACCE$$ line of credit. You’ll never have to pay overdraft fees because the money is automatically transferred when your checking account goes negative.
No annual fee
Repayment terms: based on 60 months
Revolving credit line
Credit review at 60 months
Must allow automatic payment from a Penn State Federal account
Rate is adjustable, 2.50% over prime
Member check, withdrawal and Penn State Federal account transfer only
Can be used to cover over drafting
$200 - $25K
$50 per month (or balance) minimum payment
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