Loans

Auto Loans

New Vehicle

Includes cars, trucks, vans, SUVs and motorcycles

Also includes motor home loans (terms up to 60 months)

Requires clean title and mileage less than 10K

Term dependant on age and NADA value

Rate terms: up to 24 months, 25 - 60 months, 61 - 72 months, and 73 - 84 months

Full coverage insurance is required


Used Vehicle - Up to three model years old

Includes car, truck, van, SUV and motorcycle loans

Also includes motor home loans (terms up to 60 months)

Term dependant on age and NADA value

Rate terms: up to 24 months, 25 - 60 months, 61 - 72 months, and 73 - 84 months

Full coverage insurance is required


Used Vehicle - More than three model years old

Includes car, truck, van, SUV and motorcycle loans

Also includes motor home loans (terms up to 60 months)

Term dependant on age and NADA value

Rate terms: up to 24 months and 25 - 48 months, and 49 - 60 months

Full coverage insurance is required


New Recreation Vehicle

Requires clean title and mileage less than 10K

Includes motor home loans (terms over 60 months)

Includes ATV and boat loans over $10K

Term dependant on age and NADA value

Rate terms: 12 - 36 months, 37 - 60 months, 61-84 months, and 85 - 120 months


Used Recreation Vehicle

Includes motor home loans (terms over 60 months)

Includes ATV and boat loans over $10K

Term dependant on age and NADA value

Rate terms: 12 - 36 months, 37 - 60 months, 61-84 months, and 85 - 120 months

 

Vehicle GAP Insurance now available!

GAP insurance is an insurance policy that insures Penn State Federal members for the amount still due to payoff their loan if the insurance company declares the car a total loss and pays less than the payoff of the loan due to Penn State Federal.

[ Learn More ]

 

Additional Resources

Interest Rates

Penn State Federal Loan Application

What to Bring When Applying for a Loan

TurboTax

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