Rates / Savings Rates
Effective October 20, 2011
Basic Share Savings1,3
0.05% APY
Kid's Club1,3
0.05% APY
Teen Club1,3
0.05% APY
Club Accounts2,3
0.05% APY
Special Accounts3
0.05% APY
SmartStart1,2,3
| 10-19 mo. | 0.20% APY |
| 20-29 mo. | 0.45% APY |
| 30+ mo. | 0.70% APY |
Premier Checking1,3
0.03% APY ($2,000 min. balance earns dividends)
Money Market 1,3
Take advantage of the newest financial solution from Penn State Federal.
Write three checks per month AND earn better interest! Opening deposit of
$1,500 required.
See Rate & Fee Schedule details.
Money Market1,3
| up to $2,499 | 0.10% APY |
| $2500 - $9999 | 0.15% APY |
| $10000 - $24999 | 0.20% APY |
| $25000 + | 0.25% APY |
Share Certificates
($500 min. deposit; early withdrawal penalties apply)
Compounded Share Certificate Terms1,2
| 6 mo. | 0.15% APY |
| 9 mo. | 0.20% APY |
| 12 mo. | 0.25% APY |
| 15 mo. | 0.30% APY |
| 18 mo. | 0.45% APY |
| 24 mo. | 0.60% APY |
| 30 mo. | 0.65% APY |
| 36 mo. | 0.75% APY |
| 48 mo. | 0.90% APY |
| 60 mo. | 1.00% APY |
Monthly Dividend Certificate1,2
| 6 mo. | 0.15% APR |
| 9 mo. | 0.20% APR |
| 12 mo. | 0.25% APR |
| 15 mo. | 0.30% APR |
| 18 mo. | 0.45% APR |
| 24 mo. | 0.60% APR |
| 30 mo. | 0.65% APR |
| 36 mo. | 0.75% APR |
| 48 mo. | 0.90% APR |
| 60 mo. | 1.15% APR |
Individual Retirement Accounts (IRAs)1,2
($500 minimum deposit; early withdrawal penalties apply)
Roth, Educational & Regular
| 6 mo. | 0.30% APY |
| 9 mo. | 0.35% APY |
| 12 mo. | 0.40% APY |
| 15 mo. | 0.45% APY |
| 18 mo. | 0.60% APY |
| 24 mo. | 0.75% APY |
| 30 mo. | 0.80% APY |
| 36 mo. | 0.90% APY |
| 48 mo. | 1.05% APY |
| 60 mo. | 1.15% APY |
Accumulative3
0.20% APY / 0.20% APR
APY-quarterly compounding interest
APR-monthly interest paid to share
1 - Minimum balance requirements apply.
2 - Early withdrawal penalties & fees apply.
3 - Interest rate is variable, and the Board of Directors sets rates quarterly. The National Credit Union Administration, a U.S. Government Agency, federally insures your savings up to at least $250,000. IRA investments are insured up to an additional $250,000.
*APY denotes Annual Percentage Yield.
Although this site is intended to be accurate, rate listings are for informational purposes only. All rates are subject to change without notice. Please contact Penn State Federal for a rate quote. See Rate & Fee Schedule for account details.
