Services
Home Banking
Penny Online
Federal Regulations mandate that all US financial institutions implement additional login procedures for online banking. This new security process will require you to enroll in our Enhanced Security Login.
1. Click on Create a username (usernames are case sensitive). When prompted, enter your member number and current 4-digit access code.
Your username:
- must be 3-20 characters
- must have no special characters (spaces, dashes, etc.)
- must start with a letter
2. Create a new password (passwords are case sensitive)
- must be at least 8 characters (letters and/or numbers)
- must have no special characters (spaces, dashes, etc.)
3. Select an eStamp Image and eStamp Phrase - you will see these every time you login to your account. eStamp is a fraud prevention feature. It allows you to customize your Penny On-Line Log In screen so that you know to only enter your password into your log in screen, and not enter your password into an illegitimate site. Remember -- your eStamp Phrase is NOT a password.
4. Login using your new username and password. Make sure the eStamp image and phrase that appear are the ones you've selected.
Once you have logged on to Penny On-Line you will be taken to your account balances page. Through Penny Online you can check account balances, histories, transfer funds, or make check withdrawals from any internet browser for FREE!
Cookies and JavaScript must be enabled in your post 3.0 internet browser (found under Preferences in Netscape® browsers and under Internet Options in Microsoft® browsers).
If you receive an "account frozen" error message when attempting to access accounts via Penny, this means there has been too many invalid access code attempts. To unfreeze your account and reset your access code, please call Penn State Federal during business hours.
Penny Line
Access your account balances, transfer funds, or write checks from any telephone 24 hours a day, 7 days a week, 365 days a year . . .
Penny will request a 4 digit access code number. Enter your current audio response code. If this is your first time calling, you will choose a 4 digit access code number and will need the primary account holder’s 9 digit social security number ready. New access codes must be between 0011 and 9998. Penn State Federal does not keep a record of your access code.
Penny’s Hints
Enter dates as 6 digits: February 7, 2004 =020704
Enter amounts without decimals: $100.00 =10000
The first time you call, you will be in Menu Mode. In order to use the Expert Mode you must change the Preference Option to Expert Mode.
1-814-865-3983 (local)
1-800-828-4636 (toll free)
uDeposit@home
uDeposit@home is a new service that allows you to deposit checks to your savings or checking account from your home, office, or anywhere you have access to the Internet. Once you are set up, uDeposit@home is available through Penny On-Line.
uDeposit@home Features:
- Immediate use of deposited funds
- Ability to deposit from the safety of your home
- Availability 24 hours a day, seven days a week
About uDeposit@home:
- This service allows eligible Penn State Federal Credit Union Members to deposit checks online anytime, anywhere.
- Penn State Federal Credit Union will credit your account for deposit(s) of one or more checks, up to the maximum accumulative total of $1,500.00 by the end of the next business day.
- You must deliver the checks to Penn State Federal Credit Union via US regular mail, common carrier or in person within 10 (ten) calendar days of the date of your online deposit.
E-Statements
Free account statements are available through Penny On-Line. You will be notified through your email each month that your statement is available and will be waiting for you at a secure site online. To receive e-statements, you must agree not to receive a paper, mailed statement. You may already be set up for free E-Statements, make sure to keep your email address information updated though Penny On-Line. When you sign up, there will be a few months of past statements already available.
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