Services

Identity Theft Protection

The credit union has partnered with Identity Safeguards to provide FREE identity theft coverage to all our members. This new benefit is NO COST to you and will provide you with a professional to recover your identity if you fall victim to identity theft for any reason. Plus you can take advantage of upgrading this coverage, at a low cost, to include continuous credit monitoring and weekly alerts of new activity that could signal identity theft.

Level I: Professional Recovery Services if You Become a Victim of Identity Theft - Absolutely FREE!!

Enrollment

Level I free enrollment
All Penn State Federal members automatically covered.

Level II enrollment
https://www.identitysafeguards.com/enrollment

Report an Identity Theft
Call 814-865-7879 or 1-800-828-4636

For Penn State Federal Members

If you become a victim of identity theft, IDSafeChoice will go to work to restore your credit and your credibility - a process that could save you up to 600 hours of your time. Surveys show that as many as a third of all victims give up without ever getting back their good name - even after a year of trying on their own.

IDSafeChoice Recovery Pledge

IdentitySafeguards logo

One call to Penn State Federal will put you in touch with your own personal Recovery Advocate who will do all of the legwork for you to recover your good name.

Further Protect Yourself and Your Family with IDSafeChoice PLUS ... Level II of the Total Identity Theft Security Plan.

To report an identity theft, call 814-865-7879 or 1-800-828-4636, or visit your local branch.

Terms and Conditions of Free Offer:

  1. Services are provided by Identity Safeguards to the named individual based on the Sponsor's Covered Group definition. Businesses are not eligible for this offer.
  2. The benefits have no cash-equivalent, are non-transferable, and non-cancelable (except in the event of termination of the Group Plan).
  3. Eligibility for recovery services is based on ID theft events that occur, are discovered and reported to Identity Safeguards - on or after the effective date of the program and during the eligibility period.
  4. Group Members must first contact their financial institution sponsor before being referred to Identity Safeguards for services.
  5. Services are available only in the United States, and for persons temporarily or permanently residing outside the United States to the extent that U.S. laws apply.
  6. Identity Safeguards does not provide credit counseling or repair to credit which legitimately belongs to the Plan Member.
  7. Identity Safeguards reserves the right to refuse or terminate services if it is deemed that the Plan Member is committing fraud or other illegal acts, making untrue statements, or failing to perform his/her portion of the recovery plan. Identity Safeguards will not refuse or terminate services solely on the complexity of the case.

Level II: Available to Further Protect Yourself and Your Family

Chances are 1 in 23 that you will become a victim of identity theft, according to statistics provided by the Federal Trade Commission. Available ONLY before identity theft strikes, the IDSafeChoice PLUS program provides a total protection package:

Credit Monitoring PLUS up to $20,000 for Identity Theft Expenses in addition to IDSafeChoice Recovery and MORE!

Only $8.95 per month for one; $4 more protects the entire family


ENROLL NOW

  • Your complete credit report available automatically each year for your review.
  • Weekly status alerts to warn of new activity that may signal that a criminal is at work.
  • Warnings of derogatory credit, new credit issued, inquiries on your report, change of address attempts and more.
  • Up to $20,000 in reimbursed expenses for recovering your identity, including up to $5000 per week in lost wage reimbursement, with zero deductible.
  • Your own personal Recovery Advocate

Did you know.... the age group with the highest incidence of identity theft is between the ages of 18 and 29, accounting for almost a third of all victims? And there were over 400,000 cases of identity theft in 2004 for children under the age of 18.

Source: Identity Theft Data Clearinghouse Study published by the FTC, February 2005

 

With Both the Individual and Family Plan You Also Receive These Benefits...

  • Protection awareness test
  • Personal protection plan
  • Reports of new "tricks of the trade"
  • Personal protection advisory newsletter
  • Your own personal Recovery Advocate to restore your good name, if you fall victim
  • Fraud alerts are posted at all three credit bureaus
  • Your rights as a victim are explained
  • A customized recovery plan is developed and documented for your review
  • Your Recovery Advocate contacts and works with all agencies, financial institutions and companies affected
  • Your Recovery Advocate completes and files all forms and follows up to make sure fraudulent activity is corrected
  • Your Recovery Advocate will contact you at 30, 60 and 90 days after the case is closed to determine if there are any additional problems
  • Your good name will be restored - no matter how long it takes

Note: Family Plan includes recovery and reimbursement benefits for the primary plan member, their spouse or domestic partner, and each dependent with the same permanent address as the primary member, up to the age of 25.

Expense reimbursement benefit underwritten by member companies of American International Group, Inc. The description herein is a summary only. It does not include all terms, conditions and exclusions of the policies described. Reimbursement Coverage not available to residents of New York.

TurboTax

Become a Member

Find out what the others already know!

Join Now

Site Search

Powered by
Google