Penn State Federal Credit Union

Penny Online help

Services / Home Banking

Penny Online

A. Penny Online is the home banking website of Penn State Federal Credit Union, which is available at It is a no fee service that is available 24 hours a day, 365 days a year. All it takes is a supported web browser, internet access, and a valid username.

With Penny Online members are able to:

  • View account balances
  • View and print account activity (Up to 2 years of transactions)
  • View your E-Statements
  • Transfer money between Penn State Federal accounts
  • Pay your Penn State Federal loan
  • Pay your Penn State Federal VISA Credit Card
  • Withdrawal funds (we will mail you a check!)
  • Apply for a loan
  • Reorder checks
  • Use Penny Bill Pay to pay your bills

If you do not have a Penny Online username and you would like access to Penny Online, please contact the credit union to set up a username.

In order to log into Penny Online, visit, enter your username into the upper right-hand corner of the page, and then click the Log In button.

Penny Online FAQs


Free account statements are available through Penny Online. You will be notified through your email each month that your statement is available and will be waiting for you at a secure site online. To receive e-statements, you must agree not to receive a paper, mailed statement. You may already be set up for free E-Statements, make sure to keep your email address information updated though Penny Online. When you sign up, there will be a few months of past statements already available.

Penny Mobile

Penn State Federal Mobile Banking enables you to connect to your Penn State Federal accounts from your mobile phone, tablet or other hand-held device.

Learn more about Penny Mobile

Penny Line

Access your account balances, transfer funds, or write checks from any telephone 24 hours a day, 7 days a week, 365 days a year . . .

Penny will request a 4 digit access code number. Enter your current audio response code. If this is your first time calling, you will choose a 4 digit access code number and will need the primary account holder’s 9 digit social security number ready. New access codes must be between 0011 and 9998. Penn State Federal does not keep a record of your access code.

Penny’s Hints

Enter dates as 6 digits: February 7, 2004 =020704

Enter amounts without decimals: $100.00 =10000

The first time you call, you will be in Menu Mode. In order to use the Expert Mode you must change the Preference Option to Expert Mode.

1-814-865-3983 (local)

1-800-828-4636 (toll free)

[ Read the Penny Line Guide ]