Kid's Club Savings – Birth to age 12

  • Account requires an adult joint owner
  • $5 minimum balance required
  • $5 balance earns dividends
  • ATM card3
  • Small prize with each deposit
  • $1 Birthday Bonus Deposit (with letter)
  • Earn an extra $5! Each time your account reaches a total of $100 in deposits, we'll deposit an extra $5 to your account4
  • Share Certificates ($250 minimum)

Enter to win a monthly coloring contest. There will be one winner of $15 each month. Print out the page, color and return to one of our offices to be entered or mail to:

Penn State Federal Marketing
123 Amberleigh Lane
Bellefonte, PA 16823

Please include your name, age, phone number or email address on the coloring page. Entries must be received by the last day of each month. You may only win once per calendar year. No purchase necessary. Email for more information.

Coloring Contest Art

Teen Club Savings – Ages 13 to 17

  • Account requires an adult joint owner
  • $5 minimum balance required
  • $5 balance earns dividends
  • ATM card
  • Teen Classes offered (see below)
  • Share Certificates ($250 minimum)
  • Visa Debit Card with Checking account (upon completing Teen Classes)
  • Penny Online 24/7 account access
  • Penny Mobile App2
  • Account can be used as overdraft protection on Penn State Federal Checking accounts

Open a Teen club account and you'll be automatically entered into a drawing to have $15 deposited into your account. You'll be notified if you're the lucky winner. One winner per month.

Teen Classes

We offer Teen Club members free financial education. After completing all three classes, teens 13 to 17 may apply for a Visa debit card, and teens over 16 may apply for a low limit Visa credit card1.

It's Simple! Download the PDF of each course, read the material and email your answers to

1Must have a co-applicant 21 years or older to apply for a Penn State Federal Visa Credit Card.

2Data rates may apply.

3Available for adult joint owner only

4The Credit Union will deposit an extra $5 only once per month.

Penn State Federal's Children's Online Privacy Notice

Penn State Federal recognizes that protecting children's identities and online privacy is important. We do not knowingly collect, nor is our website designed or directed to use personal information from children under the age of 13. We do not knowingly market to children online without parental consent or notification. If you believe your child has provided personally identifiable information to us, please call us to review such information at 814-865-7728 or 800-828-4636 or you may email us at


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