Kid's Club Savings – Birth to age 12

  • $5 minimum balance required
  • $5 balance earns dividends
  • ATM card1
  • Small prize with each deposit
  • $1 Birthday Coupon
  • Frequent Saver's Card &ndas; get a stamp for each $10 deposit, collect 10 stamps and get an extra $5 deposited to your account.
  • Share Certificates ($250 minimum)

Enter to win a monthly coloring contest. There will be one winner of $15 each month. Print out the page, color and return to one of our offices to be entered or mail to:

Penn State Federal Marketing
123 Amberleigh Lane
Bellefonte, PA 16823.

Please include your name, age, phone number or email address on the coloring page. Entries must be received by the last day of each month. You may only win once per calendar year. No purchase necessary. Email Kidsclub@pennstatefederal.com for more information.

Coloring Contest Art

Teen Club Savings – Ages 13 to 17

  • $5 minimum balance required
  • $5 balance earns dividends
  • ATM card1
  • Teen Classes offered (see below)
  • Share Certificates ($250 minimum)
  • Visa Debit Card with Checking account (upon completing Teen Classes)
  • Penny Online 24/7 account access
  • Penny Mobile App3
  • Account can be used as overdraft protection on Penn State Federal Checking accounts

Open a Teen club account and you'll be automatically entered to win a $15 iTunes Gift Card! One winner per month.

Teen Classes

We offer Teen Club members free financial education. After completing all three classes, teens 13 to 16 may apply for a Visa debit card, and teens over 16 may apply for a low limit Visa credit card2.

It's Simple! Download the PDF of each course, read the material and email your answers to clubteen@pennstatefederal.com


1Share savings accounts are considered non-transactional and the number of automatic, preauthorized & telephone transfers are restricted by Regulation D to six (6) per month.

2Must have a co-applicant 21 years or older to apply for a Penn State Federal Visa Credit Card.

3Data rates may apply.

Penn State Federal's Children's Online Privacy Notice

Penn State Federal recognizes that protecting children's identities and online privacy is important. We do not knowingly collect, nor is our website designed or directed to use personal information from children under the age of 13. We do not knowingly market to children online without parental consent or notification. If you believe your child has provided personally identifiable information to us, please call us to review such information at 814-865-7728 or 800-828-4636 or you may email us at tellers@pennstatefederal.com.