Penn State Federal Credit Union



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Loans / Auto Loans

New Vehicle

Includes cars, trucks, vans, SUVs and motorcycles

Also includes motor home loans

Requires clean title and mileage less than 10K

Term dependant on age and NADA value

Rate terms: up to 84 months

Full coverage insurance is required

Used Vehicle - Up to four model years old

Includes car, truck, van, SUV and motorcycle loans

Also includes motor home loans (terms up to 60 months)

Term dependant on age and NADA value

Rate terms: up to 72 months

Full coverage insurance is required

Click Here To Estimate Your Payment!
The payment calculator is a tool used for estimating payment amounts only. Your true payment may vary depending on Penn State Federal's interest rates, terms and other loan policies as well as your credit score. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed. Please confirm your monthly payments directly from Penn State Federal before making your purchase.

Used Vehicle - More than five model years old

Includes car, truck, van, SUV and motorcycle loans

Also includes motor home loans (terms up to 60 months)

Term dependant on age and NADA value

Rate terms: up to 60 months

Full coverage insurance is required

New Recreation Vehicle

Requires clean title and mileage less than 10K

Includes motor home loans (terms over 60 months)

Includes ATV and boat loans over $10K

Term dependant on age and NADA value

Rate terms: up to 120 months

Used Recreation Vehicle

Includes motor home loans (terms over 60 months)

Includes ATV and boat loans over $10K

Term dependant on age and NADA value

Rate terms: up to 120 months

Vehicle GAP Insurance now available!

GAP insurance is an insurance policy that insures Penn State Federal members for the amount still due to payoff their loan if the insurance company declares the car a total loss and pays less than the payoff of the loan due to Penn State Federal.

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Additional Resources

Interest Rates

Penn State Federal Loan Application

What to Bring When Applying for a Loan