New Vehicle

Includes cars, trucks, vans, SUVs and motorcycles

Also includes motorhome loans

Requires clean title and mileage less than 10K

Term dependent on age and NADA value

Rate terms: up to 84 months

Full coverage insurance is required

Used Vehicle - Up to six model years old

Includes cars, trucks, vans, SUVs and motorcycle loans

Also includes motor home loans (terms up to 72 months)

Term dependent on age and NADA value

Rate terms: up to 72 months

Full coverage insurance is required

Used Vehicle - More than seven model years old

Includes cars, trucks, vans, SUVs and motorcycle loans

Also includes motor home loans (terms up to 60 months)

Term dependent on age and NADA value

Rate terms: up to 60 months

Full coverage insurance is required

New and Used Recreation Vehicle

Requires clean title and mileage less than 10K (new only)

Includes motor home loans (terms over 72 months)

Includes ATV, pull along trailers, campers, and boat loans over $10K

Term dependent on age and NADA value

Rate terms: up to 120 months

Vehicle GAP Protection now available!

GAP protection provides you with the amount still due to pay off your loan if your insurance company declares the car a total loss in the event of an accident, and the company pays less than the amount still due on your loan.

Learn More About GAP Protection

Additional Resources

Interest Rates

Penn State Federal Loan Application (PDF, opens new window)

What to Bring When Applying for a Loan