$5 minimum balance, $100 minimum balance earns dividends; dividends paid quarterly. ATM card1 is available.
Fixed certificate terms are available from six (6) months to five (5) years. A $500 minimum certificate is required.
Business Checking Options
|Non-Profit Organizational Checking||Basic Business Checking||Deluxe Business Checking|
|No Minimum Balance No Monthly Service Fee||No Minimum Balance No Monthly Service Fee||$5000 average daily balance avoids Monthly Service Fee|
|Earns Dividends on Balances over $2,000||Non-Interest Bearing||Earns Dividends on Balances over $5,000|
|Allows 100 transactions per month 10¢ per item over limit||Allows 300 free transactions per month 10¢ per item over limit||Allows 300 free transactions per month 10¢ per item over limit|
|Penny Online, Penny Mobile2 & Penny Mobile Deposit2,3 Available||Penny Online, Penny Mobile2 & Penny Mobile Deposit2,3 Available||Penny Online, Penny Mobile2 & Penny Mobile Deposit2,3 Available|
|Penny Bill Pay Available||Penny Bill Pay Available||Penny Bill Pay Available|
|Visa Debt Card1 Available||Visa Debt Card1 Available||Visa Debt Card1 Available|
|See MBS Rate & Fee Schedule (PDF, opens new window) for full details.|
Remote Deposit Capture
Save time and money by depositing checks with digital image technology without leaving your office.
Save time making multiple check deposits, drop off your deposit at our teller line and it will be verified later that day.
Penny Mobile Banking
Connect to your account with our App to check balances, view transaction history, transfer funds between Penn State Federal accounts and locate branches and ATM's.
Download our App at the App Store (external website) or Google Play (external website).
Penny Mobile Deposit 2,3
Save a trip to the Credit Union! With Penny Mobile App you can deposit checks now – with no fees, plus transfer money, check account balances and make loan payments.
Need to reorder checks? Click here for details about reordering. (external website)
1 Other financial institution ATM fees may apply.
2 Data rates may apply.
3 Account must be open, active and in good standing for six (6) months to qualify.