Basic Share Savings Account

  • Required for membership
  • $5 minimum balance
  • $100 balance earns dividends
  • ATM card
  • Unlimited surcharge free CU$ ATM visits
  • No withdrawal fees
  • Can be used to cover overdrafting from Penn State Federal checking accounts

Special Share Savings Account

  • No minimum balance requirements
  • $100 balance earns dividends
  • No withdrawal fee

Money Market Share Account

  • $1500 opening deposit
  • Tiered dividend account (see rates page)
  • 150 free checks
  • Unlimited FREE Penn State Federal teller visits
  • No charge check writing ability

Vacation Club Account

  • No minimum balance or opening deposit
  • $100 balance earns dividends
  • Anytime terms
  • No withdrawal fee

Holiday Club Account

  • No minimum balance or opening deposit
  • $100 balance earns dividends
  • October-to-October terms
  • Balance is transferred to Basic Share Savings on September 30
  • Early withdrawal fee

*Other financial institution ATM fees may apply.