Basic Share Savings Account

  • Required for membership
  • $5 minimum balance
  • $100 balance earns dividends
  • ATM card
  • Unlimited surcharge free CU$ ATM visits
  • No withdrawal fees
  • Can be used to cover overdrafting from Penn State Federal checking accounts

Special Share Savings Account

  • No minimum balance requirements
  • $100 balance earns dividends
  • No withdrawal fee

SmartStart Share Account

  • SmartStart Accounts have fixed terms up to 30+ months
  • Interest rate is variable
  • $100 minimum balance & opening deposit
  • $100 balance earns dividends
  • Minimum monthly deposit requirement of $10
  • Early withdrawal fee

Money Market Share Account

  • $1500 opening deposit
  • Tiered dividend account (see rates page)
  • 6 transactions per month
  • 150 free checks
  • Unlimited FREE Penn State Federal teller visits
  • No charge check writing ability

Matrimoney Savings Account

  • Interested-bearing savings account where wedding guests can contribute money
  • No minimum balance or opening deposit
  • $100 balance earns dividends
  • Anytime terms
  • No withdrawal fee
  • MatriMoney Registry Announcements included - for your invitations
  • Statement includes a list of all those who contributed so you can send Thank You notes
  • Guests can stop in or mail in their gift to your MatriMoney account

Vacation Club Account

  • No minimum balance or opening deposit
  • $100 balance earns dividends
  • Anytime terms
  • No withdrawal fee

Holiday Club Account

  • No minimum balance or opening deposit
  • $100 balance earns dividends
  • October-to-October terms
  • Balance is transferred to Basic Share Savings on September 30
  • Early withdrawal fee

*Other financial institution ATM fees may apply.

Share saving accounts are considered non-transactional and therefore the number of automatic, preauthorized & telephone transfers are restricted by Regulation D to six (6) per month.