Penn State Federal Credit Union

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Loans / ACCESS Credit Line

Set up overdraft protection with an ACCE$$ line of credit. You’ll never have to pay overdraft fees because the money is automatically transferred when your checking account goes negative.

No annual fee

Repayment terms: based on 60 months

Revolving credit line

Credit review at 60 months

Must allow automatic payment from a Penn State Federal account

Rate is based on the Wall Street Prime Rate, 2.50% over prime

Member check, withdrawal and Penn State Federal account transfer only

$200 - $50K

$50 per month (or balance) minimum payment


Additional Resources

Penn State Federal Loan Application

What to Bring When Applying for a Loan