Set up overdraft protection with an ACCE$$ line of credit. You’ll never have to pay overdraft fees because the money is automatically transferred when your checking account goes negative.

  • No annual fee
  • Repayment terms: based on 60 months
  • Revolving credit line
  • Credit review at 60 months
  • Must allow automatic payment from a Penn State Federal account
  • Rate is based on the New York Wall Street Prime Rate, 2.50% over prime
  • Member check, withdrawal and Penn State Federal account transfer only
  • $200 - $50K
  • $50 per month (or balance) minimum payment

Additional Resources

Penn State Federal Loan Application (PDF, opens new window)

What to Bring When Applying for a Loan